TaxTools AI is a free paycheck calculator designed to give people a clear picture of their true take-home pay across all 50 US states. Unlike simple salary tools, it factors in federal, state, and local taxes to show what you actually earn after deductions. This makes it especially useful for employees, freelancers, and remote workers dealing with layered and location-specific tax rules.
The platform is built on 2025 IRS federal tax brackets and supports every filing status. It provides full state tax coverage nationwide, along with accurate treatment of complex local taxes such as those in New York City and Yonkers. By accounting for FICA contributions, pre-tax deductions, and different pay frequencies, TaxTools AI delivers transparent and dependable paycheck calculations.
Key Features
- Up-to-date federal tax calculations: Uses 2025 IRS tax brackets for all filing statuses to generate realistic federal withholding estimates.
- Complete state tax support: Covers income tax rules for all 50 states, including progressive and high-tax states like California and New York.
- Local tax accuracy: Includes city and municipal taxes such as NYC and Yonkers, which are often overlooked by standard calculators.
- FICA deduction details: Automatically calculates Social Security and Medicare contributions for a clear view of payroll deductions.
- Flexible pay setups: Supports weekly, biweekly, semi-monthly, and monthly pay schedules, along with common pre-tax deductions.
Benefits
- Instant net pay clarity: See exactly how much of your paycheck you take home after taxes and deductions.
- Better job offer comparisons: Compare salaries across states and cities using realistic take-home pay instead of gross income.
- More confident budgeting: Plan expenses and savings with accurate paycheck projections.
- Remote work decision support: Understand how location impacts income and evaluate relocation or location arbitrage options.
- Paycheck accuracy checks: Verify employer withholdings and catch potential payroll errors.
- Free financial transparency: Access reliable tax insights without the cost of professional consultations.
